Call reports 2002
BANK OF KEYSTONE — 2002
What BANK OF KEYSTONE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 26,137,000 | 25,874,000 | 26,406,000 | 27,303,000 |
| Total loans | 16,977,000 | 19,368,000 | 20,085,000 | 19,748,000 |
| Allowance for loan losses | 394,000 | 381,000 | 383,000 | 394,000 |
| Securities available for sale | 2,743,000 | 2,789,000 | 2,612,000 | 2,508,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,689,000 | 23,049,000 | 23,396,000 | 24,193,000 |
| Interest-bearing deposits | 21,481,000 | 20,910,000 | 21,059,000 | 21,469,000 |
| Noninterest-bearing deposits | 2,208,000 | 2,139,000 | 2,337,000 | 2,724,000 |
| Equity capital | 2,076,000 | 2,142,000 | 2,205,000 | 2,258,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 451,000 | 897,000 | 1,356,000 | 1,790,000 |
| Interest expense | 206,000 | 395,000 | 582,000 | 752,000 |
| Net interest income | 245,000 | 502,000 | 774,000 | 1,038,000 |
| Noninterest income | 21,000 | 45,000 | 71,000 | 103,000 |
| Noninterest expense | 200,000 | 400,000 | 614,000 | 822,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 66,000 | 147,000 | 231,000 | 319,000 |
| Income tax | 23,000 | 51,000 | 86,000 | 119,000 |
| Net income | 43,000 | 96,000 | 145,000 | 200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,051,000 | 2,084,000 | 2,132,000 | 2,187,000 |
| Total capital | 2,355,000 | 2,408,000 | 2,468,000 | 2,521,000 |
| Risk-weighted assets | 19,395,000 | 20,983,000 | 21,938,000 | 21,793,000 |