Call reports 2001
BANK OF KEYSTONE — 2001
What BANK OF KEYSTONE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 25,893,000 | 26,752,000 | 26,873,000 | 27,502,000 |
| Total loans | 17,788,000 | 19,104,000 | 19,619,000 | 18,390,000 |
| Allowance for loan losses | 417,000 | 417,000 | 417,000 | 391,000 |
| Securities available for sale | 2,787,000 | 2,884,000 | 2,925,000 | 2,872,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,594,000 | 22,962,000 | 22,665,000 | 24,991,000 |
| Interest-bearing deposits | 21,354,000 | 20,847,000 | 20,444,000 | 22,590,000 |
| Noninterest-bearing deposits | 2,240,000 | 2,115,000 | 2,221,000 | 2,401,000 |
| Equity capital | 1,993,000 | 2,000,000 | 2,074,000 | 2,051,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 548,000 | 1,079,000 | 1,618,000 | 2,124,000 |
| Interest expense | 288,000 | 561,000 | 823,000 | 1,069,000 |
| Net interest income | 260,000 | 518,000 | 795,000 | 1,055,000 |
| Noninterest income | 24,000 | 42,000 | 64,000 | 91,000 |
| Noninterest expense | 202,000 | 390,000 | 586,000 | 800,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 62,000 | 150,000 | 253,000 | 326,000 |
| Income tax | 22,000 | 53,000 | 89,000 | 117,000 |
| Net income | 40,000 | 97,000 | 164,000 | 209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,954,000 | 1,976,000 | 2,009,000 | 2,008,000 |
| Total capital | 2,270,000 | 2,308,000 | 2,348,000 | 2,336,000 |
| Risk-weighted assets | 20,288,000 | 21,582,000 | 22,148,000 | 21,284,000 |