Call reports 2007
FIRST FINANCIAL BANK, NATIONAL ASSOCIATION — 2007
What FIRST FINANCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 129,393,000 | 122,154,000 | 124,435,000 | 127,148,000 |
| Total loans | 59,950,000 | 62,942,000 | 66,785,000 | 68,573,000 |
| Allowance for loan losses | 626,000 | 623,000 | 690,000 | 781,000 |
| Securities available for sale | 54,592,000 | 50,758,000 | 48,199,000 | 46,223,000 |
| Securities held to maturity | 1,480,000 | 1,478,000 | 2,361,000 | 2,360,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,128,000 | 108,139,000 | 110,172,000 | 115,342,000 |
| Interest-bearing deposits | 93,246,000 | 85,771,000 | 88,556,000 | 89,165,000 |
| Noninterest-bearing deposits | 24,882,000 | 22,368,000 | 21,616,000 | 26,177,000 |
| Equity capital | 10,446,000 | 10,115,000 | 10,623,000 | 11,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,906,000 | 3,869,000 | 5,901,000 | 7,892,000 |
| Interest expense | 788,000 | 1,591,000 | 2,435,000 | 3,191,000 |
| Net interest income | 1,118,000 | 2,278,000 | 3,466,000 | 4,701,000 |
| Noninterest income | 373,000 | 763,000 | 1,172,000 | 1,601,000 |
| Noninterest expense | 828,000 | 1,649,000 | 2,485,000 | 3,304,000 |
| Provision for loan losses | 0 | 20,000 | 95,000 | 240,000 |
| Pretax income | 663,000 | 1,372,000 | 2,053,000 | 2,768,000 |
| Income tax | 189,000 | 394,000 | 589,000 | 801,000 |
| Net income | 474,000 | 978,000 | 1,464,000 | 1,967,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,726,000 | 10,781,000 | 10,822,000 | 10,878,000 |
| Total capital | 11,353,000 | 11,404,000 | 11,512,000 | 11,660,000 |
| Risk-weighted assets | 72,534,000 | 73,275,000 | 76,273,000 | 76,102,000 |