Call reports 2006
FIRST FINANCIAL BANK, NATIONAL ASSOCIATION — 2006
What FIRST FINANCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 125,903,000 | 123,247,000 | 123,390,000 | 122,463,000 |
| Total loans | 51,296,000 | 53,423,000 | 58,724,000 | 59,421,000 |
| Allowance for loan losses | 597,000 | 610,000 | 619,000 | 622,000 |
| Securities available for sale | 51,919,000 | 51,399,000 | 54,410,000 | 53,718,000 |
| Securities held to maturity | 2,340,000 | 1,839,000 | 1,719,000 | 1,712,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,234,000 | 112,813,000 | 110,749,000 | 110,010,000 |
| Interest-bearing deposits | 91,530,000 | 87,700,000 | 87,611,000 | 86,821,000 |
| Noninterest-bearing deposits | 23,704,000 | 25,113,000 | 23,138,000 | 23,188,000 |
| Equity capital | 10,189,000 | 9,903,000 | 10,411,000 | 10,284,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,691,000 | 3,470,000 | 5,334,000 | 7,227,000 |
| Interest expense | 629,000 | 1,301,000 | 2,017,000 | 2,767,000 |
| Net interest income | 1,062,000 | 2,169,000 | 3,317,000 | 4,460,000 |
| Noninterest income | 432,000 | 823,000 | 1,225,000 | 1,609,000 |
| Noninterest expense | 817,000 | 1,623,000 | 2,427,000 | 3,245,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 5,000 |
| Pretax income | 677,000 | 1,369,000 | 2,110,000 | 2,819,000 |
| Income tax | 195,000 | 396,000 | 611,000 | 815,000 |
| Net income | 482,000 | 973,000 | 1,499,000 | 2,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,497,000 | 10,537,000 | 10,618,000 | 10,674,000 |
| Total capital | 11,094,000 | 11,147,000 | 11,238,000 | 11,297,000 |
| Risk-weighted assets | 63,343,000 | 65,946,000 | 70,463,000 | 71,119,000 |