Call reports 2005
FIRST FINANCIAL BANK, NATIONAL ASSOCIATION — 2005
What FIRST FINANCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 120,676,000 | 116,551,000 | 116,241,000 | 119,391,000 |
| Total loans | 53,292,000 | 52,250,000 | 55,019,000 | 53,784,000 |
| Allowance for loan losses | 678,000 | 586,000 | 617,000 | 585,000 |
| Securities available for sale | 56,298,000 | 54,538,000 | 51,397,000 | 49,066,000 |
| Securities held to maturity | 4,196,000 | 4,192,000 | 3,426,000 | 3,423,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,421,000 | 103,011,000 | 102,932,000 | 108,912,000 |
| Interest-bearing deposits | 85,110,000 | 80,993,000 | 81,503,000 | 85,083,000 |
| Noninterest-bearing deposits | 22,311,000 | 22,018,000 | 21,429,000 | 23,829,000 |
| Equity capital | 10,314,000 | 10,512,000 | 10,426,000 | 10,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,546,000 | 3,117,000 | 4,735,000 | 6,352,000 |
| Interest expense | 366,000 | 761,000 | 1,221,000 | 1,737,000 |
| Net interest income | 1,180,000 | 2,356,000 | 3,514,000 | 4,615,000 |
| Noninterest income | 395,000 | 769,000 | 1,173,000 | 1,551,000 |
| Noninterest expense | 822,000 | 1,625,000 | 2,379,000 | 3,160,000 |
| Provision for loan losses | 0 | 20,000 | 60,000 | 75,000 |
| Pretax income | 754,000 | 1,478,000 | 2,246,000 | 2,929,000 |
| Income tax | 217,000 | 422,000 | 644,000 | 838,000 |
| Net income | 537,000 | 1,056,000 | 1,602,000 | 2,091,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,299,000 | 10,346,000 | 10,424,000 | 10,463,000 |
| Total capital | 10,978,000 | 10,934,000 | 11,043,000 | 11,049,000 |
| Risk-weighted assets | 63,542,000 | 61,685,000 | 64,324,000 | 64,020,000 |