Call reports 2004
FIRST FINANCIAL BANK, NATIONAL ASSOCIATION — 2004
What FIRST FINANCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 124,651,000 | 127,461,000 | 125,270,000 | 121,336,000 |
| Total loans | 47,107,000 | 54,119,000 | 54,892,000 | 55,282,000 |
| Allowance for loan losses | 822,000 | 792,000 | 755,000 | 662,000 |
| Securities available for sale | 59,936,000 | 59,597,000 | 58,512,000 | 55,315,000 |
| Securities held to maturity | 7,394,000 | 7,243,000 | 5,396,000 | 4,789,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,918,000 | 108,531,000 | 106,061,000 | 104,031,000 |
| Interest-bearing deposits | 91,375,000 | 86,693,000 | 84,237,000 | 79,279,000 |
| Noninterest-bearing deposits | 20,543,000 | 21,838,000 | 21,824,000 | 24,752,000 |
| Equity capital | 11,541,000 | 10,280,000 | 10,936,000 | 10,730,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,506,000 | 3,053,000 | 4,642,000 | 6,220,000 |
| Interest expense | 298,000 | 597,000 | 924,000 | 1,269,000 |
| Net interest income | 1,208,000 | 2,456,000 | 3,718,000 | 4,951,000 |
| Noninterest income | 756,000 | 1,078,000 | 1,454,000 | 1,768,000 |
| Noninterest expense | 766,000 | 1,573,000 | 2,397,000 | 3,163,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,198,000 | 1,961,000 | 2,775,000 | 3,572,000 |
| Income tax | 369,000 | 586,000 | 821,000 | 1,052,000 |
| Net income | 829,000 | 1,375,000 | 1,954,000 | 2,520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,296,000 | 10,292,000 | 10,322,000 | 10,312,000 |
| Total capital | 11,044,000 | 11,085,000 | 11,079,000 | 10,975,000 |
| Risk-weighted assets | 59,538,000 | 65,724,000 | 65,514,000 | 65,261,000 |