Call reports 2003
FIRST FINANCIAL BANK, NATIONAL ASSOCIATION — 2003
What FIRST FINANCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 120,696,000 | 117,019,000 | 123,125,000 | 121,055,000 |
| Total loans | 48,265,000 | 47,708,000 | 48,885,000 | 49,012,000 |
| Allowance for loan losses | 757,000 | 836,000 | 836,000 | 822,000 |
| Securities available for sale | 44,957,000 | 47,180,000 | 55,190,000 | 51,174,000 |
| Securities held to maturity | 15,827,000 | 14,029,000 | 11,620,000 | 8,929,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,252,000 | 104,336,000 | 108,266,000 | 109,253,000 |
| Interest-bearing deposits | 85,356,000 | 84,190,000 | 87,167,000 | 86,061,000 |
| Noninterest-bearing deposits | 22,896,000 | 20,146,000 | 21,099,000 | 23,192,000 |
| Equity capital | 11,375,000 | 11,718,000 | 11,404,000 | 11,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,539,000 | 3,079,000 | 4,570,000 | 6,061,000 |
| Interest expense | 315,000 | 628,000 | 937,000 | 1,231,000 |
| Net interest income | 1,224,000 | 2,451,000 | 3,633,000 | 4,830,000 |
| Noninterest income | 417,000 | 797,000 | 1,215,000 | 1,649,000 |
| Noninterest expense | 934,000 | 1,765,000 | 2,588,000 | 3,479,000 |
| Provision for loan losses | -271,000 | -271,000 | -271,000 | -271,000 |
| Pretax income | 978,000 | 1,754,000 | 2,531,000 | 3,271,000 |
| Income tax | 312,000 | 554,000 | 791,000 | 1,000,000 |
| Net income | 666,000 | 1,200,000 | 1,740,000 | 2,271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,456,000 | 10,390,000 | 10,329,000 | 10,261,000 |
| Total capital | 11,193,000 | 11,115,000 | 11,092,000 | 11,015,000 |
| Risk-weighted assets | 58,927,000 | 57,575,000 | 60,758,000 | 60,080,000 |