Call reports 2006
COMMUNITY BANK, THE — 2006
What COMMUNITY BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 414,568,000 | 431,369,000 | 465,726,000 | 476,117,000 |
| Total loans | 353,598,000 | 377,128,000 | 409,495,000 | 410,420,000 |
| Allowance for loan losses | 5,592,000 | 5,660,000 | 5,934,000 | 6,159,000 |
| Securities available for sale | 32,630,000 | 34,936,000 | 38,072,000 | 42,203,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 362,976,000 | 368,024,000 | 400,270,000 | 418,438,000 |
| Interest-bearing deposits | 319,616,000 | 328,810,000 | 362,912,000 | 381,585,000 |
| Noninterest-bearing deposits | 43,359,000 | 39,214,000 | 37,358,000 | 36,854,000 |
| Equity capital | 43,276,000 | 45,042,000 | 47,464,000 | 47,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 8,530,000 | 17,774,000 | 28,010,000 | 38,589,000 |
| Interest expense | 3,016,000 | 6,546,000 | 10,764,000 | 15,473,000 |
| Net interest income | 5,514,000 | 11,228,000 | 17,246,000 | 23,116,000 |
| Noninterest income | 522,000 | 933,000 | 1,351,000 | 1,686,000 |
| Noninterest expense | 1,853,000 | 3,912,000 | 6,084,000 | 8,555,000 |
| Provision for loan losses | 196,000 | 266,000 | 551,000 | 776,000 |
| Pretax income | 3,987,000 | 7,983,000 | 11,962,000 | 15,471,000 |
| Income tax | 1,476,000 | 2,813,000 | 4,206,000 | 5,444,000 |
| Net income | 2,511,000 | 5,170,000 | 7,756,000 | 10,027,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,254,000 | 44,545,000 | 47,726,000 | 47,770,000 |
| Total capital | 47,912,000 | 49,519,000 | 53,096,000 | 53,296,000 |
| Risk-weighted assets | 371,719,000 | 397,204,000 | 429,034,000 | 441,633,000 |