Call reports 2001
COMMUNITY BANK, THE — 2001
What COMMUNITY BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 142,227,000 | 148,645,000 | 157,492,000 | 175,211,000 |
| Total loans | 104,922,000 | 113,335,000 | 121,135,000 | 141,625,000 |
| Allowance for loan losses | 1,739,000 | 1,827,000 | 1,986,000 | 2,143,000 |
| Securities available for sale | 21,768,000 | 22,867,000 | 22,428,000 | 22,032,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,819,000 | 128,486,000 | 136,396,000 | 150,639,000 |
| Interest-bearing deposits | 104,007,000 | 103,614,000 | 110,221,000 | 126,134,000 |
| Noninterest-bearing deposits | 21,812,000 | 24,872,000 | 26,175,000 | 24,505,000 |
| Equity capital | 12,002,000 | 12,607,000 | 13,359,000 | 13,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,249,000 | 6,666,000 | 10,117,000 | 13,616,000 |
| Interest expense | 1,553,000 | 3,109,000 | 4,600,000 | 5,950,000 |
| Net interest income | 1,696,000 | 3,557,000 | 5,517,000 | 7,666,000 |
| Noninterest income | 238,000 | 481,000 | 712,000 | 947,000 |
| Noninterest expense | 1,165,000 | 2,298,000 | 3,526,000 | 4,820,000 |
| Provision for loan losses | 120,000 | 240,000 | 400,000 | 620,000 |
| Pretax income | 649,000 | 1,500,000 | 2,303,000 | 3,173,000 |
| Income tax | 201,000 | 479,000 | 733,000 | 1,001,000 |
| Net income | 448,000 | 1,021,000 | 1,570,000 | 2,172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,715,000 | 12,322,000 | 12,872,000 | 13,402,000 |
| Total capital | 13,166,000 | 13,891,000 | 14,470,000 | 15,221,000 |
| Risk-weighted assets | 115,778,000 | 125,276,000 | 127,422,000 | 145,241,000 |