Call reports 2026
MOUNTAIN VALLEY BANK, N.A. — 2026
What MOUNTAIN VALLEY BANK, N.A. reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 204,197,000 | 201,901,000 |
| Total loans | 126,693,000 | 129,132,000 |
| Allowance for loan losses | 1,510,000 | 1,518,000 |
| Securities available for sale | 52,287,000 | 50,337,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 177,869,000 | 175,080,000 |
| Interest-bearing deposits | 123,116,000 | 121,511,000 |
| Noninterest-bearing deposits | 54,753,000 | 53,569,000 |
| Equity capital | 25,239,000 | 25,992,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,565,000 | 5,277,000 |
| Interest expense | 473,000 | 976,000 |
| Net interest income | 2,092,000 | 4,301,000 |
| Noninterest income | 242,000 | 461,000 |
| Noninterest expense | 1,461,000 | 2,944,000 |
| Provision for loan losses | 5,000 | 20,000 |
| Pretax income | 868,000 | 1,798,000 |
| Income tax | 185,000 | 383,000 |
| Net income | 683,000 | 1,415,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 27,312,000 | 27,930,000 |