Call reports 2023
WEBSTER FIVE CENTS SAVINGS BANK — 2023
What WEBSTER FIVE CENTS SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,147,630,000 | 1,162,874,000 | 1,197,984,000 | 1,248,016,000 |
| Total loans | 862,196,000 | 879,120,000 | 920,450,000 | 960,774,000 |
| Allowance for loan losses | 8,709,000 | 8,733,000 | 8,604,000 | 8,523,000 |
| Securities available for sale | 204,710,000 | 199,064,000 | 190,356,000 | 198,942,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 886,037,000 | 916,964,000 | 957,382,000 | 956,204,000 |
| Interest-bearing deposits | 643,053,000 | 695,961,000 | 734,222,000 | 732,830,000 |
| Noninterest-bearing deposits | 242,984,000 | 221,003,000 | 223,160,000 | 223,374,000 |
| Equity capital | 121,089,000 | 123,226,000 | 122,723,000 | 129,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 11,801,000 | 24,395,000 | 37,995,000 | 52,520,000 |
| Interest expense | 2,612,000 | 6,554,000 | 11,251,000 | 16,732,000 |
| Net interest income | 9,189,000 | 17,841,000 | 26,744,000 | 35,788,000 |
| Noninterest income | 1,327,000 | 2,688,000 | 4,315,000 | 5,611,000 |
| Noninterest expense | 8,381,000 | 13,284,000 | 21,293,000 | 29,392,000 |
| Provision for loan losses | 578,000 | 606,000 | 519,000 | 506,000 |
| Pretax income | 1,708,000 | 6,681,000 | 9,152,000 | 11,600,000 |
| Income tax | 246,000 | 1,423,000 | 1,901,000 | 2,454,000 |
| Net income | 1,462,000 | 5,258,000 | 7,251,000 | 9,146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 134,009,000 | 137,805,000 | 139,800,000 | 141,696,000 |
Machine access — free, no API key
Every figure shown here about WEBSTER FIVE CENTS SAVINGS BANK — 2023 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.