Call reports 2022
WEBSTER FIVE CENTS SAVINGS BANK — 2022
What WEBSTER FIVE CENTS SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,067,757,000 | 1,074,204,000 | 1,088,820,000 | 1,130,141,000 |
| Total loans | 741,285,000 | 768,904,000 | 799,100,000 | 832,531,000 |
| Allowance for loan losses | 9,118,000 | 9,448,000 | 9,405,000 | 9,716,000 |
| Securities available for sale | 226,391,000 | 226,543,000 | 215,255,000 | 218,410,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 937,324,000 | 933,508,000 | 933,025,000 | 931,024,000 |
| Interest-bearing deposits | 691,830,000 | 683,482,000 | 673,501,000 | 679,155,000 |
| Noninterest-bearing deposits | 245,494,000 | 250,026,000 | 259,524,000 | 251,869,000 |
| Equity capital | 119,750,000 | 116,130,000 | 112,820,000 | 116,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 8,443,000 | 17,515,000 | 27,635,000 | 38,607,000 |
| Interest expense | 311,000 | 628,000 | 1,045,000 | 1,828,000 |
| Net interest income | 8,132,000 | 16,887,000 | 26,590,000 | 36,779,000 |
| Noninterest income | 1,243,000 | 2,546,000 | 3,894,000 | 5,214,000 |
| Noninterest expense | 7,233,000 | 14,564,000 | 21,922,000 | 30,005,000 |
| Provision for loan losses | 63,000 | 397,000 | 358,000 | 688,000 |
| Pretax income | 2,079,000 | 4,472,000 | 8,204,000 | 11,307,000 |
| Income tax | 424,000 | 921,000 | 1,770,000 | 2,305,000 |
| Net income | 1,655,000 | 3,551,000 | 6,434,000 | 9,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 125,001,000 | 126,897,000 | 129,779,000 | 132,348,000 |