Call reports 2020
WEBSTER FIVE CENTS SAVINGS BANK — 2020
What WEBSTER FIVE CENTS SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 899,331,000 | 970,027,000 | 982,412,000 | 966,527,000 |
| Total loans | 695,264,000 | 767,848,000 | 784,394,000 | 769,786,000 |
| Allowance for loan losses | 7,675,000 | 8,172,000 | 8,931,000 | 8,933,000 |
| Securities available for sale | 138,150,000 | 137,685,000 | 135,577,000 | 131,937,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 713,327,000 | 775,737,000 | 775,982,000 | 820,810,000 |
| Interest-bearing deposits | 566,352,000 | 572,698,000 | 571,974,000 | 606,177,000 |
| Noninterest-bearing deposits | 146,975,000 | 203,039,000 | 204,008,000 | 214,633,000 |
| Equity capital | 114,381,000 | 118,142,000 | 120,768,000 | 122,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 8,697,000 | 16,994,000 | 25,470,000 | 33,624,000 |
| Interest expense | 1,515,000 | 2,562,000 | 3,238,000 | 3,796,000 |
| Net interest income | 7,182,000 | 14,432,000 | 22,232,000 | 29,828,000 |
| Noninterest income | 2,050,000 | 4,189,000 | 6,693,000 | 8,404,000 |
| Noninterest expense | 6,919,000 | 13,681,000 | 20,476,000 | 26,960,000 |
| Provision for loan losses | 104,000 | 592,000 | 1,350,000 | 2,890,000 |
| Pretax income | 2,213,000 | 4,350,000 | 7,102,000 | 8,388,000 |
| Income tax | 446,000 | 873,000 | 1,473,000 | 1,665,000 |
| Net income | 1,767,000 | 3,477,000 | 5,629,000 | 6,723,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,898,000 | 112,608,000 | 114,760,000 | 115,854,000 |