Call reports 2019
WEBSTER FIVE CENTS SAVINGS BANK — 2019
What WEBSTER FIVE CENTS SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 866,046,000 | 879,682,000 | 882,406,000 | 897,777,000 |
| Total loans | 683,039,000 | 705,830,000 | 696,452,000 | 713,739,000 |
| Allowance for loan losses | 6,839,000 | 7,234,000 | 7,296,000 | 7,578,000 |
| Securities available for sale | 121,927,000 | 116,279,000 | 130,604,000 | 133,826,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 645,962,000 | 658,557,000 | 689,957,000 | 679,379,000 |
| Interest-bearing deposits | 502,600,000 | 526,038,000 | 552,111,000 | 541,328,000 |
| Noninterest-bearing deposits | 143,361,000 | 132,519,000 | 137,846,000 | 138,051,000 |
| Equity capital | 105,952,000 | 108,455,000 | 110,833,000 | 112,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 8,718,000 | 17,700,000 | 26,956,000 | 36,008,000 |
| Interest expense | 1,642,000 | 3,416,000 | 5,136,000 | 6,886,000 |
| Net interest income | 7,076,000 | 14,284,000 | 21,820,000 | 29,122,000 |
| Noninterest income | 1,384,000 | 2,881,000 | 4,421,000 | 6,711,000 |
| Noninterest expense | 6,581,000 | 13,307,000 | 19,758,000 | 26,733,000 |
| Provision for loan losses | 68,000 | 485,000 | 625,000 | 942,000 |
| Pretax income | 1,811,000 | 3,837,000 | 6,335,000 | 8,648,000 |
| Income tax | 342,000 | 738,000 | 1,263,000 | 1,734,000 |
| Net income | 1,469,000 | 3,099,000 | 5,072,000 | 6,914,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,686,000 | 105,316,000 | 107,289,000 | 109,131,000 |
| Total capital | 110,525,000 | 112,550,000 | 114,585,000 | 116,709,000 |
| Risk-weighted assets | 672,305,000 | 700,479,000 | 703,176,000 | 733,464,000 |
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