Call reports 2018
WEBSTER FIVE CENTS SAVINGS BANK — 2018
What WEBSTER FIVE CENTS SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 810,579,000 | 823,022,000 | 819,742,000 | 849,359,000 |
| Total loans | 641,635,000 | 652,235,000 | 657,654,000 | 677,635,000 |
| Allowance for loan losses | 6,578,000 | 6,708,000 | 6,688,000 | 6,772,000 |
| Securities available for sale | 120,897,000 | 118,344,000 | 115,444,000 | 121,626,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 612,268,000 | 594,336,000 | 608,723,000 | 634,738,000 |
| Interest-bearing deposits | 479,422,000 | 468,595,000 | 483,897,000 | 494,902,000 |
| Noninterest-bearing deposits | 132,846,000 | 125,741,000 | 124,826,000 | 139,836,000 |
| Equity capital | 99,284,000 | 100,092,000 | 100,825,000 | 103,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 7,574,000 | 15,402,000 | 23,576,000 | 32,025,000 |
| Interest expense | 977,000 | 2,114,000 | 3,407,000 | 4,856,000 |
| Net interest income | 6,597,000 | 13,288,000 | 20,169,000 | 27,169,000 |
| Noninterest income | 1,171,000 | 2,285,000 | 3,653,000 | 4,967,000 |
| Noninterest expense | 6,260,000 | 12,574,000 | 18,795,000 | 25,248,000 |
| Provision for loan losses | 238,000 | 549,000 | 695,000 | 926,000 |
| Pretax income | 3,167,000 | 4,359,000 | 6,249,000 | 7,870,000 |
| Income tax | 624,000 | 811,000 | 1,181,000 | 1,516,000 |
| Net income | 2,543,000 | 3,548,000 | 5,068,000 | 6,354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,406,000 | 99,412,000 | 100,931,000 | 102,217,000 |
| Total capital | 104,984,000 | 106,120,000 | 107,619,000 | 108,989,000 |
| Risk-weighted assets | 624,162,000 | 637,657,000 | 653,746,000 | 658,643,000 |