Call reports 2017
WEBSTER FIVE CENTS SAVINGS BANK — 2017
What WEBSTER FIVE CENTS SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 796,896,000 | 800,219,000 | 798,063,000 | 805,233,000 |
| Total loans | 626,429,000 | 625,275,000 | 624,391,000 | 627,252,000 |
| Allowance for loan losses | 6,636,000 | 6,540,000 | 6,579,000 | 6,366,000 |
| Securities available for sale | 125,529,000 | 124,087,000 | 123,202,000 | 123,326,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 575,087,000 | 569,117,000 | 594,099,000 | 589,545,000 |
| Interest-bearing deposits | 443,798,000 | 445,207,000 | 467,765,000 | 469,251,000 |
| Noninterest-bearing deposits | 131,289,000 | 123,910,000 | 126,334,000 | 120,294,000 |
| Equity capital | 94,418,000 | 96,688,000 | 98,576,000 | 99,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 7,063,000 | 14,424,000 | 21,884,000 | 29,349,000 |
| Interest expense | 717,000 | 1,544,000 | 2,458,000 | 3,337,000 |
| Net interest income | 6,346,000 | 12,880,000 | 19,426,000 | 26,012,000 |
| Noninterest income | 1,089,000 | 2,379,000 | 3,655,000 | 4,903,000 |
| Noninterest expense | 5,706,000 | 11,555,000 | 17,320,000 | 23,335,000 |
| Provision for loan losses | 360,000 | 311,000 | 346,000 | 260,000 |
| Pretax income | 2,019,000 | 4,308,000 | 6,384,000 | 8,189,000 |
| Income tax | 558,000 | 1,243,000 | 1,849,000 | 3,014,000 |
| Net income | 1,461,000 | 3,065,000 | 4,535,000 | 5,175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,763,000 | 94,366,000 | 95,836,000 | 95,864,000 |
| Total capital | 99,692,000 | 101,247,000 | 103,006,000 | 103,136,000 |
| Risk-weighted assets | 610,589,000 | 627,580,000 | 624,981,000 | 630,184,000 |