Call reports 2001
WEBSTER FIVE CENTS SAVINGS BANK — 2001
What WEBSTER FIVE CENTS SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 345,420,000 | 346,931,000 | 362,043,000 | 369,128,000 |
| Total loans | 196,431,000 | 203,897,000 | 204,655,000 | 215,718,000 |
| Allowance for loan losses | 1,924,000 | 2,029,000 | 2,136,000 | 2,235,000 |
| Securities available for sale | 110,988,000 | 119,679,000 | 126,959,000 | 118,696,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,760,000 | 269,912,000 | 278,340,000 | 284,554,000 |
| Interest-bearing deposits | 235,858,000 | 240,133,000 | 246,455,000 | 247,606,000 |
| Noninterest-bearing deposits | 28,902,000 | 29,779,000 | 31,885,000 | 36,948,000 |
| Equity capital | 40,680,000 | 41,719,000 | 42,371,000 | 42,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,756,000 | 11,424,000 | 16,983,000 | 22,741,000 |
| Interest expense | 2,421,000 | 4,830,000 | 7,017,000 | 9,040,000 |
| Net interest income | 3,335,000 | 6,594,000 | 9,966,000 | 13,701,000 |
| Noninterest income | 637,000 | 1,084,000 | 1,824,000 | 2,248,000 |
| Noninterest expense | 2,751,000 | 5,582,000 | 8,448,000 | 11,353,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 420,000 |
| Pretax income | 1,106,000 | 1,930,000 | 3,084,000 | 4,064,000 |
| Income tax | 300,000 | 479,000 | 765,000 | 1,018,000 |
| Net income | 866,000 | 1,511,000 | 2,379,000 | 3,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,747,000 | 40,393,000 | 40,048,000 | 41,988,000 |
| Total capital | 41,732,000 | 42,683,000 | 42,184,000 | 44,223,000 |
| Risk-weighted assets | 205,762,000 | 223,886,000 | 232,560,000 | 237,718,000 |