Call reports 2026
FIRST NATIONAL BANK OF WAVERLY, THE — 2026
What FIRST NATIONAL BANK OF WAVERLY, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 204,392,000 | 196,208,000 |
| Total loans | 91,855,000 | 94,585,000 |
| Allowance for loan losses | 794,000 | 794,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 71,503,000 | 62,216,000 |
| Trading assets | 0 | 0 |
| Total deposits | 180,966,000 | 172,575,000 |
| Interest-bearing deposits | 137,393,000 | 130,289,000 |
| Noninterest-bearing deposits | 43,573,000 | 42,286,000 |
| Equity capital | 18,396,000 | 18,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,766,000 | 3,693,000 |
| Interest expense | 376,000 | 743,000 |
| Net interest income | 1,390,000 | 2,950,000 |
| Noninterest income | 263,000 | 525,000 |
| Noninterest expense | 1,316,000 | 2,598,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 333,000 | 879,000 |
| Income tax | 51,000 | 143,000 |
| Net income | 282,000 | 736,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 18,396,000 | 18,718,000 |
| Total capital | 19,219,000 | 19,535,000 |
| Risk-weighted assets | 85,734,000 | 85,944,000 |