Call reports 2024
FIRST NATIONAL BANK OF WAVERLY, THE — 2024
What FIRST NATIONAL BANK OF WAVERLY, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 233,996,000 | 228,542,000 | 240,229,000 | 220,778,000 |
| Total loans | 99,588,000 | 103,928,000 | 105,259,000 | 103,494,000 |
| Allowance for loan losses | 634,000 | 634,000 | 629,000 | 732,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 109,662,000 | 108,259,000 | 105,084,000 | 100,865,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,799,000 | 171,619,000 | 191,374,000 | 182,962,000 |
| Interest-bearing deposits | 136,739,000 | 128,465,000 | 148,747,000 | 140,036,000 |
| Noninterest-bearing deposits | 42,060,000 | 43,154,000 | 42,627,000 | 42,926,000 |
| Equity capital | 16,494,000 | 16,537,000 | 16,755,000 | 17,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,703,000 | 3,476,000 | 5,280,000 | 7,158,000 |
| Interest expense | 774,000 | 1,555,000 | 2,428,000 | 3,313,000 |
| Net interest income | 929,000 | 1,921,000 | 2,852,000 | 3,845,000 |
| Noninterest income | 247,000 | 527,000 | 765,000 | 1,003,000 |
| Noninterest expense | 1,277,000 | 2,520,000 | 3,842,000 | 5,211,000 |
| Provision for loan losses | 31,000 | 31,000 | 823,000 | 1,073,000 |
| Pretax income | -128,000 | -99,000 | -1,039,000 | -1,423,000 |
| Income tax | -46,000 | -60,000 | -265,000 | -384,000 |
| Net income | -82,000 | -39,000 | -774,000 | -1,039,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,494,000 | 16,537,000 | 16,755,000 | 17,840,000 |
| Total capital | 17,152,000 | 17,195,000 | 17,403,000 | 18,587,000 |
| Risk-weighted assets | 98,649,000 | 100,591,000 | 104,563,000 | 99,508,000 |