Call reports 2022
FIRST NATIONAL BANK OF WAVERLY, THE — 2022
What FIRST NATIONAL BANK OF WAVERLY, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 219,165,000 | 217,536,000 | 220,747,000 | 224,435,000 |
| Total loans | 85,552,000 | 86,356,000 | 90,048,000 | 93,737,000 |
| Allowance for loan losses | 582,000 | 583,000 | 583,000 | 585,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 102,141,000 | 107,562,000 | 112,194,000 | 111,670,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,829,000 | 197,157,000 | 199,600,000 | 184,752,000 |
| Interest-bearing deposits | 146,879,000 | 145,107,000 | 148,010,000 | 131,444,000 |
| Noninterest-bearing deposits | 51,950,000 | 52,050,000 | 51,590,000 | 53,308,000 |
| Equity capital | 14,912,000 | 14,959,000 | 15,069,000 | 15,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,276,000 | 2,624,000 | 4,061,000 | 5,562,000 |
| Interest expense | 51,000 | 106,000 | 161,000 | 333,000 |
| Net interest income | 1,225,000 | 2,518,000 | 3,900,000 | 5,229,000 |
| Noninterest income | 237,000 | 492,000 | 744,000 | 989,000 |
| Noninterest expense | 1,182,000 | 2,372,000 | 3,568,000 | 4,829,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 280,000 | 638,000 | 1,076,000 | 1,389,000 |
| Income tax | 45,000 | 106,000 | 184,000 | 235,000 |
| Net income | 235,000 | 532,000 | 892,000 | 1,154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,912,000 | 14,959,000 | 15,069,000 | 15,081,000 |
| Total capital | 15,494,000 | 15,542,000 | 15,652,000 | 15,666,000 |
| Risk-weighted assets | 89,415,000 | 88,661,000 | 90,963,000 | 92,901,000 |