Call reports 2021
FIRST NATIONAL BANK OF WAVERLY, THE — 2021
What FIRST NATIONAL BANK OF WAVERLY, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 190,423,000 | 196,062,000 | 199,591,000 | 199,781,000 |
| Total loans | 84,654,000 | 85,168,000 | 86,395,000 | 86,185,000 |
| Allowance for loan losses | 629,000 | 706,000 | 711,000 | 581,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 61,382,000 | 77,757,000 | 81,762,000 | 90,546,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,345,000 | 175,732,000 | 179,284,000 | 179,507,000 |
| Interest-bearing deposits | 121,501,000 | 126,532,000 | 131,424,000 | 125,935,000 |
| Noninterest-bearing deposits | 48,844,000 | 49,200,000 | 47,860,000 | 53,572,000 |
| Equity capital | 14,546,000 | 14,949,000 | 14,988,000 | 14,927,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,230,000 | 2,588,000 | 3,919,000 | 5,211,000 |
| Interest expense | 66,000 | 132,000 | 206,000 | 265,000 |
| Net interest income | 1,164,000 | 2,456,000 | 3,713,000 | 4,946,000 |
| Noninterest income | 219,000 | 447,000 | 668,000 | 871,000 |
| Noninterest expense | 1,117,000 | 2,239,000 | 3,374,000 | 4,580,000 |
| Provision for loan losses | 0 | -398,000 | -398,000 | -398,000 |
| Pretax income | 266,000 | 1,062,000 | 1,405,000 | 1,635,000 |
| Income tax | 32,000 | 175,000 | 229,000 | 270,000 |
| Net income | 234,000 | 887,000 | 1,176,000 | 1,365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,546,000 | 14,949,000 | 14,988,000 | 14,927,000 |
| Total capital | 15,175,000 | 15,655,000 | 15,699,000 | 15,508,000 |
| Risk-weighted assets | 83,566,000 | 84,422,000 | 84,480,000 | 85,629,000 |