Call reports 2020
FIRST NATIONAL BANK OF WAVERLY, THE — 2020
What FIRST NATIONAL BANK OF WAVERLY, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 163,886,000 | 163,649,000 | 170,352,000 | 176,369,000 |
| Total loans | 84,024,000 | 84,188,000 | 87,117,000 | 84,972,000 |
| Allowance for loan losses | 626,000 | 616,000 | 625,000 | 613,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 30,061,000 | 40,252,000 | 43,816,000 | 50,528,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,276,000 | 144,522,000 | 150,816,000 | 156,692,000 |
| Interest-bearing deposits | 110,185,000 | 106,817,000 | 108,265,000 | 110,779,000 |
| Noninterest-bearing deposits | 35,091,000 | 37,705,000 | 42,551,000 | 45,913,000 |
| Equity capital | 14,208,000 | 14,335,000 | 14,518,000 | 14,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,251,000 | 2,532,000 | 4,007,000 | 5,317,000 |
| Interest expense | 110,000 | 196,000 | 275,000 | 345,000 |
| Net interest income | 1,141,000 | 2,336,000 | 3,732,000 | 4,972,000 |
| Noninterest income | 231,000 | 450,000 | 686,000 | 1,257,000 |
| Noninterest expense | 1,152,000 | 2,242,000 | 3,440,000 | 4,909,000 |
| Provision for loan losses | 0 | 0 | -80,000 | -80,000 |
| Pretax income | 220,000 | 544,000 | 1,058,000 | 1,400,000 |
| Income tax | 22,000 | 68,000 | 149,000 | 197,000 |
| Net income | 198,000 | 476,000 | 909,000 | 1,203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,208,000 | 14,335,000 | 14,518,000 | 14,562,000 |
| Total capital | 14,834,000 | 14,951,000 | 15,143,000 | 15,175,000 |
| Risk-weighted assets | 76,130,000 | 78,861,000 | 80,755,000 | 80,158,000 |