Call reports 2018
FIRST NATIONAL BANK OF WAVERLY, THE — 2018
What FIRST NATIONAL BANK OF WAVERLY, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 160,654,000 | 163,812,000 | 162,277,000 | 155,113,000 |
| Total loans | 86,302,000 | 90,668,000 | 89,895,000 | 89,218,000 |
| Allowance for loan losses | 729,000 | 673,000 | 673,000 | 696,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 31,616,000 | 30,413,000 | 29,102,000 | 31,839,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,298,000 | 145,339,000 | 143,770,000 | 136,270,000 |
| Interest-bearing deposits | 104,642,000 | 107,915,000 | 108,392,000 | 101,045,000 |
| Noninterest-bearing deposits | 37,656,000 | 37,424,000 | 35,378,000 | 35,225,000 |
| Equity capital | 14,674,000 | 14,629,000 | 14,619,000 | 14,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,296,000 | 2,638,000 | 3,988,000 | 5,374,000 |
| Interest expense | 55,000 | 117,000 | 190,000 | 289,000 |
| Net interest income | 1,241,000 | 2,521,000 | 3,798,000 | 5,085,000 |
| Noninterest income | 291,000 | 568,000 | 823,000 | 1,107,000 |
| Noninterest expense | 1,195,000 | 2,517,000 | 3,777,000 | 5,179,000 |
| Provision for loan losses | 33,000 | 43,000 | 43,000 | 43,000 |
| Pretax income | 304,000 | 529,000 | 801,000 | 970,000 |
| Income tax | 39,000 | 60,000 | 91,000 | 14,000 |
| Net income | 265,000 | 469,000 | 710,000 | 956,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,674,000 | 14,629,000 | 14,619,000 | 14,616,000 |
| Total capital | 15,403,000 | 15,302,000 | 15,292,000 | 15,312,000 |
| Risk-weighted assets | 96,221,000 | 101,258,000 | 100,595,000 | 81,147,000 |