Call reports 2017
FIRST NATIONAL BANK OF WAVERLY, THE — 2017
What FIRST NATIONAL BANK OF WAVERLY, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 170,712,000 | 168,390,000 | 175,781,000 | 160,687,000 |
| Total loans | 74,795,000 | 72,075,000 | 73,515,000 | 74,234,000 |
| Allowance for loan losses | 740,000 | 756,000 | 761,000 | 693,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 35,024,000 | 35,332,000 | 35,245,000 | 32,501,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,629,000 | 149,120,000 | 156,678,000 | 142,361,000 |
| Interest-bearing deposits | 117,391,000 | 115,200,000 | 120,592,000 | 105,614,000 |
| Noninterest-bearing deposits | 34,238,000 | 33,920,000 | 36,086,000 | 36,747,000 |
| Equity capital | 15,482,000 | 15,496,000 | 15,512,000 | 14,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,251,000 | 2,524,000 | 3,824,000 | 5,135,000 |
| Interest expense | 59,000 | 118,000 | 180,000 | 239,000 |
| Net interest income | 1,192,000 | 2,406,000 | 3,644,000 | 4,896,000 |
| Noninterest income | 298,000 | 587,000 | 876,000 | 1,136,000 |
| Noninterest expense | 1,151,000 | 2,225,000 | 3,398,000 | 4,597,000 |
| Provision for loan losses | 0 | 10,000 | 35,000 | 534,000 |
| Pretax income | 339,000 | 758,000 | 1,087,000 | 901,000 |
| Income tax | 38,000 | 192,000 | 256,000 | 672,000 |
| Net income | 301,000 | 566,000 | 831,000 | 229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,930,000 | 15,496,000 | 15,512,000 | 14,660,000 |
| Total capital | 15,670,000 | 16,252,000 | 16,273,000 | 15,353,000 |
| Risk-weighted assets | 87,698,000 | 85,317,000 | 86,951,000 | 87,063,000 |