Call reports 2012
FIRST NATIONAL BANK OF WAVERLY, THE — 2012
What FIRST NATIONAL BANK OF WAVERLY, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 154,986,000 | 154,973,000 | 156,630,000 | 158,972,000 |
| Total loans | 89,759,000 | 90,340,000 | 91,363,000 | 91,370,000 |
| Allowance for loan losses | 731,000 | 712,000 | 734,000 | 727,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,949,000 | 15,871,000 | 14,826,000 | 18,267,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,591,000 | 137,499,000 | 138,997,000 | 141,058,000 |
| Interest-bearing deposits | 108,955,000 | 109,912,000 | 111,194,000 | 112,954,000 |
| Noninterest-bearing deposits | 28,636,000 | 27,587,000 | 27,803,000 | 28,104,000 |
| Equity capital | 15,020,000 | 15,047,000 | 15,142,000 | 15,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,407,000 | 2,817,000 | 4,285,000 | 5,814,000 |
| Interest expense | 128,000 | 246,000 | 360,000 | 465,000 |
| Net interest income | 1,279,000 | 2,571,000 | 3,925,000 | 5,349,000 |
| Noninterest income | 226,000 | 438,000 | 642,000 | 854,000 |
| Noninterest expense | 1,016,000 | 2,080,000 | 3,088,000 | 4,150,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 15,000 |
| Pretax income | 489,000 | 929,000 | 1,464,000 | 2,038,000 |
| Income tax | 120,000 | 233,000 | 373,000 | 482,000 |
| Net income | 369,000 | 696,000 | 1,091,000 | 1,556,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,274,000 | 14,351,000 | 14,446,000 | 14,611,000 |
| Total capital | 15,005,000 | 15,063,000 | 15,180,000 | 15,338,000 |
| Risk-weighted assets | 96,233,000 | 95,982,000 | 97,085,000 | 96,552,000 |