Call reports 2001
FIRST NATIONAL BANK OF WAVERLY, THE — 2001
What FIRST NATIONAL BANK OF WAVERLY, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 156,058,000 | 164,356,000 | 158,625,000 | 160,450,000 |
| Total loans | 103,113,000 | 101,797,000 | 103,125,000 | 101,989,000 |
| Allowance for loan losses | 1,015,000 | 1,051,000 | 1,129,000 | 1,127,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 30,098,000 | 35,366,000 | 33,884,000 | 32,188,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,754,000 | 146,843,000 | 141,026,000 | 147,340,000 |
| Interest-bearing deposits | 122,286,000 | 129,885,000 | 122,955,000 | 128,523,000 |
| Noninterest-bearing deposits | 16,468,000 | 16,958,000 | 18,071,000 | 18,817,000 |
| Equity capital | 16,520,000 | 16,725,000 | 16,849,000 | 12,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,645,000 | 5,278,000 | 7,900,000 | 10,429,000 |
| Interest expense | 1,216,000 | 2,402,000 | 3,490,000 | 4,449,000 |
| Net interest income | 1,429,000 | 2,876,000 | 4,410,000 | 5,980,000 |
| Noninterest income | 186,000 | 407,000 | 652,000 | 868,000 |
| Noninterest expense | 819,000 | 1,793,000 | 2,671,000 | 4,131,000 |
| Provision for loan losses | 45,000 | 90,000 | 215,000 | 770,000 |
| Pretax income | 751,000 | 1,400,000 | 2,176,000 | 1,947,000 |
| Income tax | 202,000 | 321,000 | 573,000 | 660,000 |
| Net income | 549,000 | 1,079,000 | 1,603,000 | 1,287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,520,000 | 16,725,000 | 16,849,000 | 12,703,000 |
| Total capital | 17,535,000 | 17,776,000 | 17,978,000 | 13,830,000 |
| Risk-weighted assets | 99,925,000 | 102,290,000 | 102,161,000 | 100,734,000 |