Call reports 2013
BANK OF RIPLEY — 2013
What BANK OF RIPLEY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 216,392,000 | 208,078,000 | 209,241,000 | 209,043,000 |
| Total loans | 80,667,000 | 85,264,000 | 84,421,000 | 76,330,000 |
| Allowance for loan losses | 811,000 | 788,000 | 827,000 | 1,724,000 |
| Securities available for sale | 95,788,000 | 78,153,000 | 76,432,000 | 79,426,000 |
| Securities held to maturity | 46,000 | 18,811,000 | 18,828,000 | 18,834,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,088,000 | 177,158,000 | 178,152,000 | 178,635,000 |
| Interest-bearing deposits | 154,457,000 | 148,064,000 | 147,951,000 | 145,241,000 |
| Noninterest-bearing deposits | 29,631,000 | 29,094,000 | 30,201,000 | 33,394,000 |
| Equity capital | 30,715,000 | 29,186,000 | 29,235,000 | 28,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,106,000 | 4,239,000 | 6,432,000 | 8,495,000 |
| Interest expense | 301,000 | 595,000 | 871,000 | 1,118,000 |
| Net interest income | 1,805,000 | 3,644,000 | 5,561,000 | 7,377,000 |
| Noninterest income | 355,000 | 788,000 | 1,252,000 | 1,369,000 |
| Noninterest expense | 1,876,000 | 3,725,000 | 5,596,000 | 7,557,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 1,440,000 |
| Pretax income | 228,000 | 596,000 | 1,042,000 | -293,000 |
| Income tax | 48,000 | 94,000 | 134,000 | -536,000 |
| Net income | 180,000 | 502,000 | 908,000 | 243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,004,000 | 28,285,000 | 28,628,000 | 27,276,000 |
| Total capital | 28,815,000 | 29,073,000 | 29,455,000 | 28,780,000 |
| Risk-weighted assets | 126,270,000 | 118,896,000 | 119,819,000 | 120,095,000 |
Machine access — free, no API key
Every figure shown here about BANK OF RIPLEY — 2013 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.