Call report 2005Q4
BANK OF RIPLEY — 2005Q4
The 22 measures BANK OF RIPLEY reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 172,260,000 | USD | evidence → |
| Total loans | 71,339,000 | USD | evidence → |
| Allowance for loan losses | 1,211,000 | USD | evidence → |
| Securities available for sale | 67,919,000 | USD | evidence → |
| Securities held to maturity | 316,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 137,614,000 | USD | evidence → |
| Interest-bearing deposits | 116,411,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,203,000 | USD | evidence → |
| Equity capital | 24,422,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,663,000 | USD | evidence → |
| Interest expense | 2,755,000 | USD | evidence → |
| Net interest income | 5,908,000 | USD | evidence → |
| Noninterest income | 2,176,000 | USD | evidence → |
| Noninterest expense | 6,209,000 | USD | evidence → |
| Provision for loan losses | 240,000 | USD | evidence → |
| Pretax income | 1,638,000 | USD | evidence → |
| Income tax | 408,000 | USD | evidence → |
| Net income | 1,230,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,791,000 | USD | evidence → |
| Total capital | 25,935,000 | USD | evidence → |
| Risk-weighted assets | 91,450,000 | USD | evidence → |