Call report 2004Q4
BANK OF RIPLEY — 2004Q4
The 22 measures BANK OF RIPLEY reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 164,464,000 | USD | evidence → |
| Total loans | 67,795,000 | USD | evidence → |
| Allowance for loan losses | 1,195,000 | USD | evidence → |
| Securities available for sale | 68,817,000 | USD | evidence → |
| Securities held to maturity | 521,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 124,831,000 | USD | evidence → |
| Interest-bearing deposits | 102,870,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,961,000 | USD | evidence → |
| Equity capital | 24,308,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,363,000 | USD | evidence → |
| Interest expense | 2,297,000 | USD | evidence → |
| Net interest income | 6,066,000 | USD | evidence → |
| Noninterest income | 2,177,000 | USD | evidence → |
| Noninterest expense | 6,184,000 | USD | evidence → |
| Provision for loan losses | 240,000 | USD | evidence → |
| Pretax income | 1,825,000 | USD | evidence → |
| Income tax | 495,000 | USD | evidence → |
| Net income | 1,330,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,887,000 | USD | evidence → |
| Total capital | 24,946,000 | USD | evidence → |
| Risk-weighted assets | 84,555,000 | USD | evidence → |
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