Call reports 2003
HARRIS BANK BARTLETT — 2003
What HARRIS BANK BARTLETT reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 210,281,000 | 209,895,000 | 216,992,000 | 222,367,000 |
| Total loans | 144,826,000 | 153,936,000 | 169,644,000 | 175,075,000 |
| Allowance for loan losses | 1,322,000 | 1,487,000 | 1,314,000 | 1,599,000 |
| Securities available for sale | 47,009,000 | 45,579,000 | 42,218,000 | 41,155,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,397,000 | 186,452,000 | 190,149,000 | 179,906,000 |
| Interest-bearing deposits | 171,845,000 | 154,384,000 | 158,807,000 | 149,708,000 |
| Noninterest-bearing deposits | 13,552,000 | 32,068,000 | 31,342,000 | 30,198,000 |
| Equity capital | 17,544,000 | 17,645,000 | 17,940,000 | 18,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,512,000 | 4,986,000 | 7,474,000 | 10,015,000 |
| Interest expense | 555,000 | 1,041,000 | 1,461,000 | 1,870,000 |
| Net interest income | 1,957,000 | 3,945,000 | 6,013,000 | 8,145,000 |
| Noninterest income | 591,000 | 1,170,000 | 1,840,000 | 2,342,000 |
| Noninterest expense | 1,423,000 | 2,880,000 | 4,343,000 | 6,126,000 |
| Provision for loan losses | 103,000 | 296,000 | 497,000 | 785,000 |
| Pretax income | 1,038,000 | 1,955,000 | 3,029,000 | 3,612,000 |
| Income tax | 354,000 | 661,000 | 1,033,000 | 1,215,000 |
| Net income | 684,000 | 1,294,000 | 1,996,000 | 2,397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,829,000 | 16,941,000 | 17,406,000 | 17,810,000 |
| Total capital | 18,151,000 | 18,428,000 | 18,720,000 | 19,409,000 |
| Risk-weighted assets | 140,551,000 | 145,555,000 | 156,566,000 | 158,379,000 |