Call reports 2025
COUNTY NATIONAL BANK — 2025
What COUNTY NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,295,664,000 | 1,275,544,000 | 1,316,416,000 | 1,319,644,000 |
| Total loans | 1,053,492,000 | 1,070,754,000 | 1,081,793,000 | 1,096,065,000 |
| Allowance for loan losses | 13,394,000 | 12,957,000 | 12,658,000 | 12,074,000 |
| Securities available for sale | 77,619,000 | 79,432,000 | 114,134,000 | 130,145,000 |
| Securities held to maturity | 43,439,000 | 39,652,000 | 41,493,000 | 39,511,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,126,011,000 | 1,103,946,000 | 1,120,434,000 | 1,119,392,000 |
| Interest-bearing deposits | 921,506,000 | 878,277,000 | 903,547,000 | 901,229,000 |
| Noninterest-bearing deposits | 204,505,000 | 225,669,000 | 216,887,000 | 218,163,000 |
| Equity capital | 108,546,000 | 110,796,000 | 117,576,000 | 122,172,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 17,414,000 | 34,814,000 | 53,075,000 | 71,590,000 |
| Interest expense | 5,948,000 | 11,495,000 | 17,268,000 | 22,862,000 |
| Net interest income | 11,466,000 | 23,319,000 | 35,807,000 | 48,728,000 |
| Noninterest income | 2,093,000 | 4,351,000 | 6,611,000 | 8,807,000 |
| Noninterest expense | 9,837,000 | 19,808,000 | 30,113,000 | 39,188,000 |
| Provision for loan losses | 165,000 | 511,000 | 631,000 | 2,439,000 |
| Pretax income | 3,523,000 | 7,518,000 | 11,682,000 | 15,878,000 |
| Income tax | 698,000 | 1,496,000 | 2,329,000 | 3,153,000 |
| Net income | 2,825,000 | 6,022,000 | 9,353,000 | 12,725,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 108,246,000 | 110,320,000 | 116,925,000 | 121,265,000 |
| Total capital | 121,131,000 | 123,353,000 | 130,039,000 | 133,835,000 |
| Risk-weighted assets | 1,029,770,000 | 1,042,390,000 | 1,071,598,000 | 1,095,789,000 |