Call reports 2023
COUNTY NATIONAL BANK — 2023
What COUNTY NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,194,307,000 | 1,172,345,000 | 1,204,681,000 | 1,248,448,000 |
| Total loans | 903,879,000 | 922,235,000 | 936,505,000 | 967,977,000 |
| Allowance for loan losses | 13,283,000 | 13,484,000 | 13,116,000 | 12,967,000 |
| Securities available for sale | 23,112,000 | 22,149,000 | 20,832,000 | 67,584,000 |
| Securities held to maturity | 100,247,000 | 103,137,000 | 104,344,000 | 106,861,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,092,096,000 | 1,068,732,000 | 1,098,920,000 | 1,075,176,000 |
| Interest-bearing deposits | 860,228,000 | 816,831,000 | 857,851,000 | 848,842,000 |
| Noninterest-bearing deposits | 231,868,000 | 251,901,000 | 241,069,000 | 226,334,000 |
| Equity capital | 94,733,000 | 96,062,000 | 97,468,000 | 98,298,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 13,352,000 | 27,237,000 | 42,055,000 | 57,312,000 |
| Interest expense | 3,172,000 | 7,026,000 | 11,554,000 | 16,449,000 |
| Net interest income | 10,180,000 | 20,211,000 | 30,501,000 | 40,863,000 |
| Noninterest income | 2,009,000 | 3,952,000 | 5,938,000 | 7,869,000 |
| Noninterest expense | 8,070,000 | 16,597,000 | 25,496,000 | 34,448,000 |
| Provision for loan losses | 390,000 | 565,000 | 345,000 | 315,000 |
| Pretax income | 3,752,000 | 7,055,000 | 10,431,000 | 13,726,000 |
| Income tax | 752,000 | 1,410,000 | 2,037,000 | 2,722,000 |
| Net income | 3,000,000 | 5,645,000 | 8,394,000 | 11,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,328,000 | 96,024,000 | 97,820,000 | 98,975,000 |
| Total capital | 105,484,000 | 107,398,000 | 109,320,000 | 110,784,000 |
| Risk-weighted assets | 890,323,000 | 907,832,000 | 918,136,000 | 943,253,000 |