Call reports 2022
COUNTY NATIONAL BANK — 2022
What COUNTY NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,188,783,000 | 1,111,773,000 | 1,115,761,000 | 1,165,269,000 |
| Total loans | 816,468,000 | 858,969,000 | 876,308,000 | 893,722,000 |
| Allowance for loan losses | 12,216,000 | 12,432,000 | 12,655,000 | 12,890,000 |
| Securities available for sale | 22,900,000 | 21,323,000 | 21,107,000 | 23,123,000 |
| Securities held to maturity | 53,867,000 | 101,837,000 | 100,349,000 | 99,544,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,086,992,000 | 1,017,170,000 | 1,018,334,000 | 1,065,155,000 |
| Interest-bearing deposits | 822,775,000 | 740,284,000 | 741,366,000 | 789,622,000 |
| Noninterest-bearing deposits | 264,217,000 | 276,886,000 | 276,968,000 | 275,533,000 |
| Equity capital | 86,688,000 | 87,866,000 | 90,244,000 | 92,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 9,574,000 | 19,808,000 | 31,351,000 | 43,511,000 |
| Interest expense | 599,000 | 1,139,000 | 1,858,000 | 3,422,000 |
| Net interest income | 8,975,000 | 18,669,000 | 29,493,000 | 40,089,000 |
| Noninterest income | 1,831,000 | 3,757,000 | 6,202,000 | 8,153,000 |
| Noninterest expense | 7,447,000 | 15,030,000 | 22,990,000 | 31,297,000 |
| Provision for loan losses | 460,000 | 680,000 | 915,000 | 1,145,000 |
| Pretax income | 2,890,000 | 6,671,000 | 11,756,000 | 15,787,000 |
| Income tax | 572,000 | 1,315,000 | 2,345,000 | 3,147,000 |
| Net income | 2,318,000 | 5,356,000 | 9,411,000 | 12,640,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,291,000 | 87,344,000 | 90,453,000 | 92,272,000 |
| Total capital | 95,144,000 | 97,834,000 | 101,218,000 | 103,262,000 |
| Risk-weighted assets | 785,889,000 | 837,332,000 | 859,390,000 | 877,293,000 |