Call reports 2020
COUNTY NATIONAL BANK — 2020
What COUNTY NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 791,586,000 | 948,522,000 | 939,066,000 | 937,954,000 |
| Total loans | 642,152,000 | 786,422,000 | 813,426,000 | 794,531,000 |
| Allowance for loan losses | 7,727,000 | 8,417,000 | 9,407,000 | 10,505,000 |
| Securities available for sale | 18,681,000 | 17,438,000 | 16,260,000 | 18,203,000 |
| Securities held to maturity | 6,121,000 | 7,840,000 | 7,840,000 | 8,315,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 700,222,000 | 850,590,000 | 844,737,000 | 842,106,000 |
| Interest-bearing deposits | 520,657,000 | 593,866,000 | 599,723,000 | 610,812,000 |
| Noninterest-bearing deposits | 179,565,000 | 256,724,000 | 245,014,000 | 231,294,000 |
| Equity capital | 71,931,000 | 76,040,000 | 77,848,000 | 78,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 8,220,000 | 16,943,000 | 25,876,000 | 35,588,000 |
| Interest expense | 983,000 | 1,856,000 | 2,734,000 | 3,485,000 |
| Net interest income | 7,237,000 | 15,087,000 | 23,142,000 | 32,103,000 |
| Noninterest income | 2,257,000 | 4,994,000 | 8,309,000 | 11,059,000 |
| Noninterest expense | 6,098,000 | 12,324,000 | 19,316,000 | 26,707,000 |
| Provision for loan losses | 195,000 | 895,000 | 1,885,000 | 3,109,000 |
| Pretax income | 3,066,000 | 6,740,000 | 10,131,000 | 13,243,000 |
| Income tax | 627,000 | 1,372,000 | 2,061,000 | 2,693,000 |
| Net income | 2,439,000 | 5,368,000 | 8,070,000 | 10,550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,158,000 | 73,112,000 | 74,920,000 | 76,006,000 |
| Total capital | 76,683,000 | 80,832,000 | 82,916,000 | 84,092,000 |
| Risk-weighted assets | 601,875,000 | 616,905,000 | 638,259,000 | 644,441,000 |