Call reports 2016
COUNTY NATIONAL BANK — 2016
What COUNTY NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 519,765,000 | 549,535,000 | 564,191,000 | 570,063,000 |
| Total loans | 451,299,000 | 473,899,000 | 488,907,000 | 492,909,000 |
| Allowance for loan losses | 6,539,000 | 6,604,000 | 6,637,000 | 6,585,000 |
| Securities available for sale | 14,456,000 | 14,097,000 | 14,056,000 | 13,814,000 |
| Securities held to maturity | 11,030,000 | 12,763,000 | 12,394,000 | 12,064,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 463,619,000 | 479,238,000 | 489,188,000 | 502,071,000 |
| Interest-bearing deposits | 396,177,000 | 409,596,000 | 419,856,000 | 432,405,000 |
| Noninterest-bearing deposits | 67,442,000 | 69,642,000 | 69,332,000 | 69,666,000 |
| Equity capital | 45,214,000 | 49,158,000 | 50,151,000 | 51,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,430,000 | 11,057,000 | 16,961,000 | 22,955,000 |
| Interest expense | 230,000 | 471,000 | 740,000 | 1,029,000 |
| Net interest income | 5,200,000 | 10,586,000 | 16,221,000 | 21,926,000 |
| Noninterest income | 1,274,000 | 2,591,000 | 4,264,000 | 5,589,000 |
| Noninterest expense | 4,566,000 | 9,295,000 | 14,316,000 | 19,581,000 |
| Provision for loan losses | 162,000 | 212,000 | 486,000 | 538,000 |
| Pretax income | 1,746,000 | 3,670,000 | 5,683,000 | 7,396,000 |
| Income tax | 531,000 | 1,135,000 | 1,793,000 | 2,401,000 |
| Net income | 1,215,000 | 2,535,000 | 3,890,000 | 4,995,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,493,000 | 46,370,000 | 47,342,000 | 48,387,000 |
| Total capital | 47,409,000 | 51,573,000 | 52,700,000 | 53,800,000 |
| Risk-weighted assets | 391,649,000 | 414,873,000 | 427,389,000 | 431,886,000 |