Call reports 2015
COUNTY NATIONAL BANK — 2015
What COUNTY NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 524,875,000 | 482,577,000 | 500,975,000 | 502,607,000 |
| Total loans | 387,732,000 | 408,664,000 | 421,915,000 | 438,794,000 |
| Allowance for loan losses | 5,818,000 | 5,926,000 | 6,213,000 | 6,399,000 |
| Securities available for sale | 15,595,000 | 15,192,000 | 15,416,000 | 14,397,000 |
| Securities held to maturity | 8,099,000 | 7,523,000 | 11,937,000 | 11,231,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 468,432,000 | 425,436,000 | 435,697,000 | 445,367,000 |
| Interest-bearing deposits | 402,486,000 | 357,066,000 | 370,388,000 | 377,131,000 |
| Noninterest-bearing deposits | 65,946,000 | 68,370,000 | 65,309,000 | 68,236,000 |
| Equity capital | 40,819,000 | 41,510,000 | 43,367,000 | 43,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,886,000 | 9,791,000 | 14,963,000 | 20,312,000 |
| Interest expense | 252,000 | 517,000 | 764,000 | 1,005,000 |
| Net interest income | 4,634,000 | 9,274,000 | 14,199,000 | 19,307,000 |
| Noninterest income | 1,140,000 | 2,448,000 | 3,815,000 | 5,054,000 |
| Noninterest expense | 4,044,000 | 8,154,000 | 12,322,000 | 16,901,000 |
| Provision for loan losses | 254,000 | 513,000 | 918,000 | 1,204,000 |
| Pretax income | 1,476,000 | 3,055,000 | 4,774,000 | 6,259,000 |
| Income tax | 414,000 | 900,000 | 1,436,000 | 1,942,000 |
| Net income | 1,062,000 | 2,155,000 | 3,338,000 | 4,317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,188,000 | 38,913,000 | 40,722,000 | 40,578,000 |
| Total capital | 42,580,000 | 43,509,000 | 45,416,000 | 45,479,000 |
| Risk-weighted assets | 351,366,000 | 366,316,000 | 374,014,000 | 390,644,000 |