Call reports 2014
COUNTY NATIONAL BANK — 2014
What COUNTY NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 478,791,000 | 472,219,000 | 473,784,000 | 482,784,000 |
| Total loans | 351,158,000 | 360,292,000 | 374,767,000 | 386,802,000 |
| Allowance for loan losses | 5,884,000 | 6,025,000 | 6,023,000 | 5,801,000 |
| Securities available for sale | 15,665,000 | 15,825,000 | 16,615,000 | 15,702,000 |
| Securities held to maturity | 11,542,000 | 11,303,000 | 9,672,000 | 8,601,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 424,598,000 | 416,846,000 | 417,884,000 | 426,732,000 |
| Interest-bearing deposits | 354,406,000 | 343,023,000 | 344,293,000 | 356,510,000 |
| Noninterest-bearing deposits | 70,192,000 | 73,823,000 | 73,591,000 | 70,222,000 |
| Equity capital | 38,577,000 | 39,381,000 | 40,017,000 | 39,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,643,000 | 9,301,000 | 14,031,000 | 18,825,000 |
| Interest expense | 285,000 | 556,000 | 820,000 | 1,072,000 |
| Net interest income | 4,358,000 | 8,745,000 | 13,211,000 | 17,753,000 |
| Noninterest income | 1,082,000 | 2,222,000 | 3,399,000 | 4,577,000 |
| Noninterest expense | 3,909,000 | 7,848,000 | 11,860,000 | 16,007,000 |
| Provision for loan losses | 173,000 | 385,000 | 598,000 | 1,176,000 |
| Pretax income | 1,417,000 | 2,827,000 | 4,278,000 | 5,493,000 |
| Income tax | 367,000 | 702,000 | 1,134,000 | 1,513,000 |
| Net income | 1,050,000 | 2,125,000 | 3,144,000 | 3,980,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,828,000 | 36,542,000 | 37,197,000 | 37,014,000 |
| Total capital | 39,834,000 | 40,675,000 | 41,462,000 | 41,328,000 |
| Risk-weighted assets | 312,957,000 | 322,853,000 | 333,796,000 | 343,669,000 |