Call reports 2013
COUNTY NATIONAL BANK — 2013
What COUNTY NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 445,544,000 | 437,025,000 | 440,253,000 | 451,550,000 |
| Total loans | 330,612,000 | 333,720,000 | 341,176,000 | 346,861,000 |
| Allowance for loan losses | 5,537,000 | 5,610,000 | 5,653,000 | 5,741,000 |
| Securities available for sale | 14,629,000 | 15,599,000 | 15,470,000 | 16,723,000 |
| Securities held to maturity | 12,250,000 | 11,155,000 | 12,466,000 | 11,548,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 392,378,000 | 383,583,000 | 385,956,000 | 397,731,000 |
| Interest-bearing deposits | 327,840,000 | 321,825,000 | 322,290,000 | 332,771,000 |
| Noninterest-bearing deposits | 64,538,000 | 61,758,000 | 63,666,000 | 64,960,000 |
| Equity capital | 36,513,000 | 36,990,000 | 37,629,000 | 37,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,531,000 | 9,094,000 | 13,668,000 | 18,222,000 |
| Interest expense | 369,000 | 727,000 | 1,062,000 | 1,373,000 |
| Net interest income | 4,162,000 | 8,367,000 | 12,606,000 | 16,849,000 |
| Noninterest income | 1,464,000 | 2,804,000 | 3,896,000 | 4,989,000 |
| Noninterest expense | 3,926,000 | 7,809,000 | 11,584,000 | 15,551,000 |
| Provision for loan losses | 232,000 | 412,000 | 520,000 | 644,000 |
| Pretax income | 1,468,000 | 2,950,000 | 4,398,000 | 5,643,000 |
| Income tax | 436,000 | 887,000 | 1,321,000 | 1,676,000 |
| Net income | 1,032,000 | 2,063,000 | 3,077,000 | 3,967,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,572,000 | 34,240,000 | 34,891,000 | 34,771,000 |
| Total capital | 37,372,000 | 38,037,000 | 38,749,000 | 38,657,000 |
| Risk-weighted assets | 293,703,000 | 294,488,000 | 300,765,000 | 303,522,000 |