Call reports 2012
COUNTY NATIONAL BANK — 2012
What COUNTY NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 398,835,000 | 401,666,000 | 403,754,000 | 443,431,000 |
| Total loans | 319,892,000 | 321,313,000 | 320,527,000 | 323,701,000 |
| Allowance for loan losses | 5,841,000 | 5,902,000 | 5,532,000 | 5,503,000 |
| Securities available for sale | 9,027,000 | 9,657,000 | 10,582,000 | 13,484,000 |
| Securities held to maturity | 10,725,000 | 11,200,000 | 12,922,000 | 12,434,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 340,962,000 | 350,073,000 | 351,412,000 | 391,447,000 |
| Interest-bearing deposits | 279,188,000 | 285,590,000 | 288,237,000 | 323,794,000 |
| Noninterest-bearing deposits | 61,774,000 | 64,483,000 | 63,175,000 | 67,653,000 |
| Equity capital | 34,536,000 | 35,149,000 | 35,727,000 | 35,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,586,000 | 9,116,000 | 13,580,000 | 18,078,000 |
| Interest expense | 438,000 | 834,000 | 1,212,000 | 1,583,000 |
| Net interest income | 4,148,000 | 8,282,000 | 12,368,000 | 16,495,000 |
| Noninterest income | 1,063,000 | 2,123,000 | 3,467,000 | 5,040,000 |
| Noninterest expense | 3,414,000 | 7,041,000 | 10,873,000 | 15,045,000 |
| Provision for loan losses | 236,000 | 417,000 | 689,000 | 1,245,000 |
| Pretax income | 1,561,000 | 2,947,000 | 4,273,000 | 5,245,000 |
| Income tax | 464,000 | 855,000 | 1,253,000 | 1,509,000 |
| Net income | 1,097,000 | 2,092,000 | 3,020,000 | 3,736,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,657,000 | 32,292,000 | 32,843,000 | 32,542,000 |
| Total capital | 35,289,000 | 35,911,000 | 36,473,000 | 36,221,000 |
| Risk-weighted assets | 282,872,000 | 283,185,000 | 283,418,000 | 286,451,000 |