Call reports 2011
COUNTY NATIONAL BANK — 2011
What COUNTY NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 362,893,000 | 362,446,000 | 368,198,000 | 382,506,000 |
| Total loans | 300,583,000 | 308,770,000 | 306,701,000 | 315,049,000 |
| Allowance for loan losses | 5,304,000 | 5,595,000 | 5,729,000 | 5,613,000 |
| Securities available for sale | 4,917,000 | 7,486,000 | 4,766,000 | 7,939,000 |
| Securities held to maturity | 16,442,000 | 16,345,000 | 11,626,000 | 10,906,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 323,291,000 | 311,313,000 | 309,854,000 | 324,743,000 |
| Interest-bearing deposits | 265,382,000 | 256,001,000 | 254,726,000 | 264,563,000 |
| Noninterest-bearing deposits | 57,909,000 | 55,312,000 | 55,128,000 | 60,180,000 |
| Equity capital | 32,490,000 | 33,050,000 | 33,560,000 | 33,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,452,000 | 8,958,000 | 13,521,000 | 18,047,000 |
| Interest expense | 495,000 | 988,000 | 1,475,000 | 1,947,000 |
| Net interest income | 3,957,000 | 7,970,000 | 12,046,000 | 16,100,000 |
| Noninterest income | 904,000 | 1,828,000 | 2,828,000 | 4,093,000 |
| Noninterest expense | 3,207,000 | 6,485,000 | 9,855,000 | 13,395,000 |
| Provision for loan losses | 521,000 | 875,000 | 1,228,000 | 1,915,000 |
| Pretax income | 1,133,000 | 2,438,000 | 3,791,000 | 4,986,000 |
| Income tax | 327,000 | 723,000 | 1,140,000 | 1,524,000 |
| Net income | 806,000 | 1,715,000 | 2,651,000 | 3,462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,589,000 | 30,143,000 | 30,714,000 | 30,561,000 |
| Total capital | 33,106,000 | 33,734,000 | 34,222,000 | 34,144,000 |
| Risk-weighted assets | 272,669,000 | 278,383,000 | 274,986,000 | 282,011,000 |