Call reports 2010
COUNTY NATIONAL BANK — 2010
What COUNTY NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 325,812,000 | 336,238,000 | 338,137,000 | 347,123,000 |
| Total loans | 268,173,000 | 272,863,000 | 284,786,000 | 291,533,000 |
| Allowance for loan losses | 3,619,000 | 3,847,000 | 4,218,000 | 4,796,000 |
| Securities available for sale | 8,328,000 | 7,363,000 | 5,604,000 | 5,206,000 |
| Securities held to maturity | 15,401,000 | 15,559,000 | 17,616,000 | 16,953,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,710,000 | 297,620,000 | 298,881,000 | 303,188,000 |
| Interest-bearing deposits | 242,588,000 | 247,241,000 | 243,995,000 | 253,878,000 |
| Noninterest-bearing deposits | 44,122,000 | 50,379,000 | 54,886,000 | 49,310,000 |
| Equity capital | 31,140,000 | 31,562,000 | 31,921,000 | 31,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,219,000 | 8,458,000 | 12,754,000 | 17,173,000 |
| Interest expense | 639,000 | 1,208,000 | 1,732,000 | 2,233,000 |
| Net interest income | 3,580,000 | 7,250,000 | 11,022,000 | 14,940,000 |
| Noninterest income | 907,000 | 1,786,000 | 2,723,000 | 3,867,000 |
| Noninterest expense | 3,091,000 | 6,227,000 | 9,503,000 | 12,891,000 |
| Provision for loan losses | 434,000 | 824,000 | 1,292,000 | 1,945,000 |
| Pretax income | 1,136,000 | 2,159,000 | 3,124,000 | 4,145,000 |
| Income tax | 285,000 | 586,000 | 866,000 | 1,184,000 |
| Net income | 851,000 | 1,573,000 | 2,258,000 | 2,961,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,312,000 | 28,679,000 | 29,004,000 | 28,780,000 |
| Total capital | 31,603,000 | 32,052,000 | 32,416,000 | 32,232,000 |
| Risk-weighted assets | 260,968,000 | 264,896,000 | 265,658,000 | 268,874,000 |