Call reports 2009
COUNTY NATIONAL BANK — 2009
What COUNTY NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 317,168,000 | 314,014,000 | 318,252,000 | 330,531,000 |
| Total loans | 255,076,000 | 253,508,000 | 259,135,000 | 261,682,000 |
| Allowance for loan losses | 2,797,000 | 3,037,000 | 3,239,000 | 3,402,000 |
| Securities available for sale | 16,925,000 | 12,318,000 | 11,041,000 | 9,686,000 |
| Securities held to maturity | 11,159,000 | 11,062,000 | 14,046,000 | 14,150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,605,000 | 267,293,000 | 271,245,000 | 284,820,000 |
| Interest-bearing deposits | 231,630,000 | 223,685,000 | 228,071,000 | 237,854,000 |
| Noninterest-bearing deposits | 37,975,000 | 43,608,000 | 43,174,000 | 46,966,000 |
| Equity capital | 30,165,000 | 30,404,000 | 30,786,000 | 30,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,187,000 | 8,325,000 | 12,549,000 | 16,647,000 |
| Interest expense | 1,050,000 | 2,003,000 | 2,811,000 | 3,571,000 |
| Net interest income | 3,137,000 | 6,322,000 | 9,738,000 | 13,076,000 |
| Noninterest income | 1,217,000 | 2,495,000 | 3,582,000 | 4,696,000 |
| Noninterest expense | 3,068,000 | 6,202,000 | 9,552,000 | 12,738,000 |
| Provision for loan losses | 283,000 | 818,000 | 1,135,000 | 1,579,000 |
| Pretax income | 1,003,000 | 1,908,000 | 2,847,000 | 3,669,000 |
| Income tax | 314,000 | 589,000 | 958,000 | 1,252,000 |
| Net income | 689,000 | 1,319,000 | 1,889,000 | 2,417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,406,000 | 27,590,000 | 27,852,000 | 27,461,000 |
| Total capital | 30,203,000 | 30,627,000 | 31,038,000 | 30,640,000 |
| Risk-weighted assets | 247,697,000 | 243,698,000 | 248,248,000 | 254,122,000 |