Call reports 2008
COUNTY NATIONAL BANK — 2008
What COUNTY NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 291,331,000 | 294,426,000 | 302,781,000 | 303,313,000 |
| Total loans | 241,240,000 | 243,270,000 | 253,484,000 | 255,625,000 |
| Allowance for loan losses | 2,414,000 | 2,505,000 | 2,541,000 | 2,571,000 |
| Securities available for sale | 13,808,000 | 15,317,000 | 13,515,000 | 10,070,000 |
| Securities held to maturity | 9,122,000 | 9,775,000 | 8,871,000 | 8,678,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,222,000 | 241,945,000 | 245,901,000 | 256,329,000 |
| Interest-bearing deposits | 207,402,000 | 200,034,000 | 208,202,000 | 219,353,000 |
| Noninterest-bearing deposits | 38,820,000 | 41,911,000 | 37,699,000 | 36,976,000 |
| Equity capital | 30,684,000 | 30,974,000 | 30,910,000 | 29,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,525,000 | 8,789,000 | 13,117,000 | 17,352,000 |
| Interest expense | 1,370,000 | 2,528,000 | 3,673,000 | 4,834,000 |
| Net interest income | 3,155,000 | 6,261,000 | 9,444,000 | 12,518,000 |
| Noninterest income | 978,000 | 1,885,000 | 2,759,000 | 3,550,000 |
| Noninterest expense | 2,967,000 | 5,901,000 | 8,603,000 | 11,316,000 |
| Provision for loan losses | 284,000 | 339,000 | 394,000 | 661,000 |
| Pretax income | 918,000 | 1,944,000 | 2,744,000 | 2,519,000 |
| Income tax | 244,000 | 533,000 | 733,000 | 954,000 |
| Net income | 674,000 | 1,411,000 | 2,011,000 | 1,565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,876,000 | 28,238,000 | 28,181,000 | 27,094,000 |
| Total capital | 30,290,000 | 30,743,000 | 30,722,000 | 29,665,000 |
| Risk-weighted assets | 229,391,000 | 232,883,000 | 243,191,000 | 245,599,000 |