Call reports 2007
COUNTY NATIONAL BANK — 2007
What COUNTY NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 288,961,000 | 294,469,000 | 295,648,000 | 302,858,000 |
| Total loans | 233,140,000 | 234,103,000 | 237,317,000 | 235,830,000 |
| Allowance for loan losses | 2,332,000 | 2,325,000 | 2,370,000 | 2,371,000 |
| Securities available for sale | 12,540,000 | 18,215,000 | 17,037,000 | 14,827,000 |
| Securities held to maturity | 6,212,000 | 4,421,000 | 9,472,000 | 9,125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,224,000 | 251,257,000 | 251,907,000 | 256,862,000 |
| Interest-bearing deposits | 208,073,000 | 213,416,000 | 211,824,000 | 217,603,000 |
| Noninterest-bearing deposits | 38,151,000 | 37,841,000 | 40,083,000 | 39,259,000 |
| Equity capital | 29,448,000 | 29,840,000 | 30,308,000 | 30,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,618,000 | 9,314,000 | 14,137,000 | 18,973,000 |
| Interest expense | 1,411,000 | 2,927,000 | 4,538,000 | 6,101,000 |
| Net interest income | 3,207,000 | 6,387,000 | 9,599,000 | 12,872,000 |
| Noninterest income | 841,000 | 1,796,000 | 2,699,000 | 3,686,000 |
| Noninterest expense | 2,846,000 | 5,762,000 | 8,718,000 | 11,738,000 |
| Provision for loan losses | 70,000 | 145,000 | 256,000 | 401,000 |
| Pretax income | 1,132,000 | 2,282,000 | 3,330,000 | 4,425,000 |
| Income tax | 354,000 | 718,000 | 1,029,000 | 1,347,000 |
| Net income | 778,000 | 1,564,000 | 2,301,000 | 3,078,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,667,000 | 27,114,000 | 27,511,000 | 27,937,000 |
| Total capital | 28,999,000 | 29,439,000 | 29,881,000 | 30,308,000 |
| Risk-weighted assets | 223,154,000 | 223,148,000 | 226,938,000 | 228,400,000 |