Call reports 2006
COUNTY NATIONAL BANK — 2006
What COUNTY NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 271,585,000 | 272,513,000 | 276,903,000 | 282,351,000 |
| Total loans | 215,348,000 | 222,839,000 | 227,957,000 | 230,334,000 |
| Allowance for loan losses | 2,194,000 | 2,212,000 | 2,274,000 | 2,315,000 |
| Securities available for sale | 20,656,000 | 17,098,000 | 13,036,000 | 12,781,000 |
| Securities held to maturity | 10,336,000 | 8,179,000 | 8,175,000 | 6,801,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,409,000 | 225,811,000 | 236,394,000 | 239,278,000 |
| Interest-bearing deposits | 192,439,000 | 185,456,000 | 196,879,000 | 200,534,000 |
| Noninterest-bearing deposits | 39,970,000 | 40,355,000 | 39,515,000 | 38,744,000 |
| Equity capital | 28,141,000 | 28,524,000 | 28,961,000 | 29,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,919,000 | 7,984,000 | 12,278,000 | 16,754,000 |
| Interest expense | 962,000 | 2,000,000 | 3,182,000 | 4,461,000 |
| Net interest income | 2,957,000 | 5,984,000 | 9,096,000 | 12,293,000 |
| Noninterest income | 851,000 | 1,811,000 | 2,773,000 | 3,705,000 |
| Noninterest expense | 2,793,000 | 5,653,000 | 8,562,000 | 11,460,000 |
| Provision for loan losses | 60,000 | 120,000 | 200,000 | 270,000 |
| Pretax income | 962,000 | 2,029,000 | 3,114,000 | 4,275,000 |
| Income tax | 282,000 | 628,000 | 999,000 | 1,413,000 |
| Net income | 680,000 | 1,401,000 | 2,115,000 | 2,862,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,319,000 | 25,738,000 | 26,150,000 | 26,597,000 |
| Total capital | 27,513,000 | 27,950,000 | 28,424,000 | 28,912,000 |
| Risk-weighted assets | 205,215,000 | 208,765,000 | 213,874,000 | 224,393,000 |