Call reports 2005
COUNTY NATIONAL BANK — 2005
What COUNTY NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 263,018,000 | 270,288,000 | 270,721,000 | 270,536,000 |
| Total loans | 201,323,000 | 210,130,000 | 213,233,000 | 210,336,000 |
| Allowance for loan losses | 2,044,000 | 2,082,000 | 2,129,000 | 2,119,000 |
| Securities available for sale | 27,020,000 | 24,131,000 | 20,985,000 | 18,825,000 |
| Securities held to maturity | 10,951,000 | 11,981,000 | 11,973,000 | 10,808,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,648,000 | 224,452,000 | 226,785,000 | 231,451,000 |
| Interest-bearing deposits | 193,601,000 | 185,437,000 | 188,391,000 | 194,817,000 |
| Noninterest-bearing deposits | 35,047,000 | 39,015,000 | 38,394,000 | 36,634,000 |
| Equity capital | 29,232,000 | 29,508,000 | 29,759,000 | 28,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,263,000 | 6,642,000 | 10,272,000 | 14,020,000 |
| Interest expense | 540,000 | 1,144,000 | 1,918,000 | 2,722,000 |
| Net interest income | 2,723,000 | 5,498,000 | 8,354,000 | 11,298,000 |
| Noninterest income | 673,000 | 1,298,000 | 2,086,000 | 3,021,000 |
| Noninterest expense | 2,532,000 | 5,173,000 | 7,868,000 | 10,554,000 |
| Provision for loan losses | 66,000 | 91,000 | 152,000 | 187,000 |
| Pretax income | 798,000 | 1,532,000 | 2,420,000 | 3,578,000 |
| Income tax | 219,000 | 423,000 | 671,000 | 976,000 |
| Net income | 579,000 | 1,109,000 | 1,749,000 | 2,602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,299,000 | 26,545,000 | 26,838,000 | 25,308,000 |
| Total capital | 28,343,000 | 28,627,000 | 28,967,000 | 27,427,000 |
| Risk-weighted assets | 192,079,000 | 199,336,000 | 200,646,000 | 195,044,000 |