Call reports 2002
COUNTY NATIONAL BANK — 2002
What COUNTY NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 237,186,000 | 241,091,000 | 242,442,000 | 247,881,000 |
| Total loans | 144,812,000 | 148,990,000 | 156,061,000 | 154,272,000 |
| Allowance for loan losses | 2,030,000 | 2,078,000 | 1,960,000 | 1,997,000 |
| Securities available for sale | 28,049,000 | 29,529,000 | 29,916,000 | 23,026,000 |
| Securities held to maturity | 32,508,000 | 38,415,000 | 31,767,000 | 28,917,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,684,000 | 213,427,000 | 214,069,000 | 218,747,000 |
| Interest-bearing deposits | 182,436,000 | 181,700,000 | 180,118,000 | 186,620,000 |
| Noninterest-bearing deposits | 27,248,000 | 31,727,000 | 33,951,000 | 32,127,000 |
| Equity capital | 26,381,000 | 26,894,000 | 27,393,000 | 28,203,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,691,000 | 7,291,000 | 10,984,000 | 14,636,000 |
| Interest expense | 1,092,000 | 2,044,000 | 2,906,000 | 3,697,000 |
| Net interest income | 2,599,000 | 5,247,000 | 8,078,000 | 10,939,000 |
| Noninterest income | 614,000 | 1,197,000 | 1,896,000 | 2,813,000 |
| Noninterest expense | 2,246,000 | 4,559,000 | 7,007,000 | 9,120,000 |
| Provision for loan losses | 70,000 | 130,000 | 190,000 | 370,000 |
| Pretax income | 900,000 | 1,765,000 | 2,787,000 | 4,272,000 |
| Income tax | 210,000 | 390,000 | 655,000 | 1,038,000 |
| Net income | 690,000 | 1,375,000 | 2,132,000 | 3,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,389,000 | 22,896,000 | 23,469,000 | 24,418,000 |
| Total capital | 24,363,000 | 24,907,000 | 25,429,000 | 26,415,000 |
| Risk-weighted assets | 157,868,000 | 160,802,000 | 165,239,000 | 164,571,000 |