Call reports 2001
COUNTY NATIONAL BANK — 2001
What COUNTY NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 223,872,000 | 233,261,000 | 229,726,000 | 234,092,000 |
| Total loans | 142,870,000 | 143,183,000 | 141,771,000 | 143,229,000 |
| Allowance for loan losses | 1,771,000 | 1,843,000 | 1,874,000 | 1,956,000 |
| Securities available for sale | 20,404,000 | 20,577,000 | 20,656,000 | 22,777,000 |
| Securities held to maturity | 25,209,000 | 33,377,000 | 35,948,000 | 33,707,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,822,000 | 207,010,000 | 202,714,000 | 206,788,000 |
| Interest-bearing deposits | 171,102,000 | 177,217,000 | 176,170,000 | 178,682,000 |
| Noninterest-bearing deposits | 26,720,000 | 29,793,000 | 26,544,000 | 28,106,000 |
| Equity capital | 24,773,000 | 25,304,000 | 25,959,000 | 26,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,211,000 | 8,438,000 | 12,570,000 | 16,527,000 |
| Interest expense | 1,673,000 | 3,169,000 | 4,611,000 | 5,805,000 |
| Net interest income | 2,538,000 | 5,269,000 | 7,959,000 | 10,722,000 |
| Noninterest income | 507,000 | 1,137,000 | 1,722,000 | 2,449,000 |
| Noninterest expense | 2,117,000 | 4,325,000 | 6,544,000 | 8,788,000 |
| Provision for loan losses | 64,000 | 139,000 | 214,000 | 314,000 |
| Pretax income | 886,000 | 1,975,000 | 2,956,000 | 4,102,000 |
| Income tax | 192,000 | 452,000 | 712,000 | 1,087,000 |
| Net income | 694,000 | 1,523,000 | 2,244,000 | 3,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,356,000 | 20,988,000 | 21,549,000 | 22,155,000 |
| Total capital | 22,127,000 | 22,831,000 | 23,423,000 | 24,084,000 |
| Risk-weighted assets | 143,887,000 | 153,532,000 | 154,617,000 | 154,298,000 |