Call reports 2018
UNITED COMMUNITY BANK — 2018
What UNITED COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Total assets | 548,302,000 | 547,513,000 |
| Total loans | 301,158,000 | 311,891,000 |
| Allowance for loan losses | 3,795,000 | 3,915,000 |
| Securities available for sale | 133,191,000 | 123,685,000 |
| Securities held to maturity | 41,644,000 | 41,586,000 |
| Trading assets | 0 | 0 |
| Total deposits | 476,735,000 | 474,969,000 |
| Interest-bearing deposits | 429,170,000 | 422,273,000 |
| Noninterest-bearing deposits | 47,565,000 | 52,696,000 |
| Equity capital | 61,581,000 | 61,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Interest income | 4,441,000 | 8,945,000 |
| Interest expense | 585,000 | 1,315,000 |
| Net interest income | 3,856,000 | 7,630,000 |
| Noninterest income | 1,079,000 | 2,285,000 |
| Noninterest expense | 3,515,000 | 7,058,000 |
| Provision for loan losses | 7,000 | 66,000 |
| Pretax income | 1,413,000 | 2,791,000 |
| Income tax | 255,000 | 470,000 |
| Net income | 1,158,000 | 2,321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Tier 1 capital | 60,590,000 | 61,201,000 |
| Total capital | 64,368,000 | 65,058,000 |
| Risk-weighted assets | 302,288,000 | 308,579,000 |