Call reports 2017
UNITED COMMUNITY BANK — 2017
What UNITED COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 542,048,000 | 533,472,000 | 538,844,000 | 542,718,000 |
| Total loans | 285,767,000 | 287,778,000 | 292,077,000 | 296,359,000 |
| Allowance for loan losses | 4,323,000 | 4,294,000 | 4,275,000 | 4,174,000 |
| Securities available for sale | 147,947,000 | 144,363,000 | 139,583,000 | 139,951,000 |
| Securities held to maturity | 40,531,000 | 41,954,000 | 41,863,000 | 41,805,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 467,914,000 | 458,349,000 | 463,412,000 | 468,806,000 |
| Interest-bearing deposits | 423,517,000 | 416,235,000 | 419,168,000 | 423,814,000 |
| Noninterest-bearing deposits | 44,397,000 | 42,114,000 | 44,244,000 | 44,992,000 |
| Equity capital | 61,719,000 | 62,521,000 | 62,778,000 | 62,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,097,000 | 8,318,000 | 12,692,000 | 17,058,000 |
| Interest expense | 546,000 | 1,118,000 | 1,783,000 | 2,376,000 |
| Net interest income | 3,551,000 | 7,200,000 | 10,909,000 | 14,682,000 |
| Noninterest income | 1,010,000 | 2,157,000 | 3,224,000 | 4,338,000 |
| Noninterest expense | 3,299,000 | 6,747,000 | 10,468,000 | 13,842,000 |
| Provision for loan losses | 10,000 | 22,000 | 36,000 | 45,000 |
| Pretax income | 1,252,000 | 2,588,000 | 3,638,000 | 5,142,000 |
| Income tax | 255,000 | 582,000 | 766,000 | 1,709,000 |
| Net income | 997,000 | 2,006,000 | 2,872,000 | 3,433,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,646,000 | 59,928,000 | 60,037,000 | 59,910,000 |
| Total capital | 63,261,000 | 63,566,000 | 63,707,000 | 63,640,000 |
| Risk-weighted assets | 288,300,000 | 290,199,000 | 292,754,000 | 297,697,000 |